The question of budget
- Make an estimate of the ratio of your own funds compared to what you would like to borrow
- Approach a bank or housing finance company for a home loan/personal loan
- If you already own a home, approach a bank to get an appraisal and see how much you can qualify for a line of credit

Things to keep in mind
- Banks and housing finance companies will expect you to bear 15-20 % of the total cost of construction. They will only approve a loan for the balance amount
- You will be required to pay additional charges/fees, including administrative fees, processing and verification of address fees, legal charges, government taxes, etc.
Getting the plot right
- The size of the house you want to build should determine the size of the plot you should look to acquire
- Check for road connectivity: the best plots have roads on all four sides
- Check for the availability of water, electricity and waste disposal
- When choosing a plot, factor in the distance from basic amenities like hospitals, schools, airport/railway station, your workplace and so on
- Check for noise pollution levels, public nuisance factors, traffic density and security aspects

Things to keep in mind
- Ensure that the land is not prone to flooding
- Ensure that there are no known earthquake plots in close proximity
- Make sure you get hold of the necessary construction permits
- Ensure the plot is not under acquisition/litigation proceedings
- Check for the plot survey number and ensure that the land title deed is clear
Picking the right crew
- Contact local builders/contractors with prior experience in building the kind of home you're looking for
- Do a thorough background check
- Get a starting and a completion date
- Let them give you a ballpark figure of what your home might cost
- Get the cost of raw materials, labour cost and miscellaneous expenses before you sign the contract

Things to keep in mind
- Make sure your builder/contractor holds a valid license
- The written contract should include the contractor's full name, address, telephone number and professional license number
- Always keep a copy of the written contract with you
- It's best to purchase your land before you select your building plan
- Choose your floor plan first, your exterior facade second
- Remember to budget for landscaping and finishing touches
- Calculate the budget per square foot
Plan your finances

- The amount of the money you need will depend on the plot you're buying and the kind of house you want to build
- Once you've made an estimate of the funds you need, you can approach a bank for a loan
- When you're allocating budgets ensure that you have different budget splits for the various phases of construction
- Do keep some money aside for any other unexpected cost that may arise
For further assistance, get in touch with us.
- To protect your home from termites and pests you need to undertake pest control before the construction starts
- Since the plot is open, you'll incur substantially lower expenses and even need minimum labour and termicide
- As the pest control needs to be done regularly at this phase, the builder and pest control agent will have to work closely with each other
Videos
Home Building, simplified

- We conduct home builder meets for customers who have just started building or plan to build their home
- We take them through a presentation where we discuss the various nuances of construction, starting from how to choose the right materials to tips on how to economise construction
- We also take them through the UltraTech product portfolio and allied products that are available at the UltraTech Building Solutions store
- At the end of the meet, home builders can interact with us and get their queries addressed
Home builders connect

- We invite home builders like you and other contractors to our store during our counter meets
- We conduct interactive presentations on planning, construction and finishing
- We also distribute leaflets that help you understand construction better
Vaastu Compliant
Looking for that perfect plot to build your home? Before you secure a plot, make sure it's in line with the principles of Vaastu Shastra.
Choose the right plot
- The best shapes for the plots of land are square or rectangular , facing squarely on the four cardinal directions
- Plots facing the north-east corner bring health, prosperity and fame
- The west-north extension on the western side brings health and prosperity whereas the north-west extension on the north side should be avoided
- Square and rectangular plots are good for construction
- East-facing plots bring fame, but aren’t good for financial progress
- Corner plots with roads on the south-east, north-west, south-west should be avoided as far as possible. If it is unavoidable, then the principles of Vaastu shall have to be followed to minimize or eliminate the ill effects
- Avoid plots that have irregular shapes
- The south-east extension on the east side and the south side should be avoided
- Avoid plots with south-west extensions
- North-east corner plots having roads on the north and east are considered good
For Vaastu Advisory services call our toll free number 18004252525
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